We know for a fact that when we welcome our new puppies into our home, they instantly become our most adorable, loving, and loyal family members. However, like most living things, our dogs can also feel ill and develop diseases as they age. As a responsible dog parent, your puppy essentials list should always include one important thing: dog insurance.
According to a 2017 article from The New York Times, only 1 to 2% of dogs have actual insurance policies in the US. With vet bills rising by the day, the smartest move as a dog owner would be to avail of pet insurance as soon as possible. Here are 4 compelling reasons why dog insurance is essential in 2021.
Access to a large vet network
Hands down, reason numero uno is probably one of the underrated wonders of getting pet insurance for your pup. With huge access to a network of vets in your state, you will be able to pick a veterinarian of your choice! Obviously, once you pick a veterinarian you are comfortable with, you will feel more confident about your pup’s treatment while paying a relatively low premium.
If for any reason, your pup gets sick while you’re abroad, you can also gain access to a foreign vet network. Now, how’s that for coverage?
Prepares you for unexpected events
As human beings, we avail of medical insurance to prepare us for unexpected events. When we start taking care of our family pooch, it’s only natural that we keep this same mindset: our pets´ lives come with many uncertainties, and so we should be ready when the time comes to take them to the vet.
While we can do our best to provide the best nutrition for our pooches (i.e. maintaining a balanced diet, taking them on regular walks, and giving out healthy dog treats) and keep them in tip-top shape, there will come a time when we need a professional’s treatment for their survival. With a medical insurance policy for your dogs, you will immediately be covered from hefty vet bills and your fur baby will get the best treatment.
Covers all dogs, regardless of breed, age, and ongoing conditions
Seeing that there is a severe shortage in the number of doggies with insurance policies, most companies cover all dogs regardless of their breed and age. The reimbursements might not be full for older pooches with ongoing conditions, but at least a huge chunk of the vet bill is covered.
To save a lot of money in the long term, we recommend that you avail of an insurance policy while your dog is still a young pup. You will definitely be given a lower premium rate, and you’ll be given peace of mind for when your canine needs a vet visit!
Dental care is (often) included
It goes without saying that dental care is equally important for dogs as it is for us humans. Our pups need their teeth to consume their food properly, and if your dog is on a raw diet, it needs sturdy canines and molars to tear through the meat’s flesh.
While not all insurance companies include dental care in their coverage, we encourage that you include it in your premium. It’s always a great idea to have your puppy’s teeth checked, especially since they need oral exams, x-rays, and cleanings at least once a year.
Dog parents list down lots of things on their puppy essentials list, but they most often forget about applying for a proper insurance policy. Most insurance coverages are easy to obtain, and once you have it, you will increase the chances of prolonging — and even extending — your pup’s life should they develop serious diseases in the future.